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SSS, PhilHealth, Pag-IBIG Contribution Calculator

Estimate common government contribution deductions and employer shares for Filipino workers.

Estimate Your Monthly Contributions

Enter your monthly salary to estimate SSS, PhilHealth, and Pag-IBIG deductions, employer share, and total monthly remittance.

₱35,000.00
Employee Deduction₱2,825.00
Total Monthly Remitted₱7,430.00
Employer Share₱4,605.00
Employee Deduction Per Payday₱1,412.50
AgencyEmployeeEmployerTotal
SSS₱1,750.00₱3,530.00₱5,280.00
PhilHealth₱875.00₱875.00₱1,750.00
Pag-IBIG₱200.00₱200.00₱400.00

Employee deductions are the amount usually withheld from pay. Employer share includes the employer counterpart and SSS EC where applicable.

About This Tool

This calculator helps Filipino employees estimate monthly SSS, PhilHealth, and Pag-IBIG contributions using one monthly salary input. It shows the estimated employee deduction, employer counterpart, total remitted amount, and how much the employee deduction may look like per payday.

What The Calculator Is For

Use this when you want a quick payroll estimate before payday, when checking a payslip, or when planning your monthly budget. It is especially helpful for seeing the difference between your own deduction and the total amount remitted with employer share.

How To Use It

  • Enter your monthly salary or declared monthly income.
  • Choose whether you are estimating as an employee with employer share or as self-employed / voluntary.
  • Select how many paydays you have in a month.
  • Review the employee deduction, employer share, total remitted amount, and agency-by-agency breakdown.
  • Compare the estimate with your payslip or official agency records.

Rates Used In This Estimate

The calculator uses the current public contribution rules checked on June 1, 2026: SSS at 15% of Monthly Salary Credit up to PHP 35,000, PhilHealth at 5% with PHP 10,000 floor and PHP 100,000 ceiling, and Pag-IBIG regular savings based on a PHP 10,000 Maximum Fund Salary.

Important Limits

This is a planning estimate, not an official payroll computation. Actual deductions may differ because of salary basis, payroll timing, agency posting rules, employer classification, unpaid leaves, retroactive adjustments, or your exact member category.

FAQs

What does this calculator estimate?

It estimates common monthly SSS, PhilHealth, and Pag-IBIG contributions from a salary amount. It separates the employee deduction, employer share, and total monthly amount remitted to the agencies.

Is this for employees or self-employed workers?

The default mode is for employees with an employer share. There is also a self-employed / voluntary estimate, but you should confirm your exact payable amount with SSS, PhilHealth, and Pag-IBIG because member categories can have different rules.

Why is there an employer share?

For employed workers, employers usually pay a counterpart contribution on top of the amount deducted from the employee. The calculator shows this separately so you can see your deduction versus the full remitted amount.

Why does SSS use Monthly Salary Credit?

SSS contributions are based on a Monthly Salary Credit, not simply the exact peso amount of salary. This calculator rounds the salary to the nearest PHP 500 Monthly Salary Credit within the current PHP 5,000 to PHP 35,000 range.

Why does PhilHealth stop increasing after a certain salary?

PhilHealth premiums use an income floor and income ceiling. The calculator applies the PHP 10,000 floor and PHP 100,000 ceiling, so salaries above the ceiling do not keep increasing the estimated premium.

Why is Pag-IBIG capped?

Pag-IBIG regular savings use a Maximum Fund Salary for mandatory contributions. The calculator applies a PHP 10,000 cap, which means the usual mandatory employee and employer shares do not keep increasing beyond that base.

Can I use this as my official payslip computation?

No. Use it as a quick estimate only. For official amounts, check your employer payroll, agency portals, official contribution tables, and any latest advisories from SSS, PhilHealth, and Pag-IBIG.